Term Life Insurance: Including Return of Premium Insurance

 Are you looking for a Term life insurance plan?  Term is less expensive than Whole Life or Universal life but offers a higher return for each premium dollar. Please get in touch with Scott DeVore for a quote.    You can  call me at 505-250-2983.

One of the carriers we work with is National Life Group.  They have some fabulous riders on their life insurance policies that make it possible to weather the storms of severe illness or injury.  These riders are called Living Benefits Riders.  To see how important these riders are  please click on the "FIND OUT MORE" button below to go directly to a video that will show how valuable these riders are.

Also you may find it useful to learn about Return of Premium Term Life insurance or ROP life insurance.  It is a kind of term life insurance which offers coverage for a certain time period.  However, this type of life insurance may be a better option because it offers to return every dollar of premiums to you if you outlive the policy term. These benefits do come at a higher cost ... yet, it is all worthwhile because ROP insurance guarantees 100% refund on your premiums.